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INCOME
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Category
|
Yearly Budget Amount
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Current
|
Retirement
|
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Employment
|
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Social Security
|
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Defined
Benefit Pension
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Military
Pensions
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Rental
Income
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Annuity Income
|
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Deferred
Compensation
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Royalties
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Other
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Total
Income
|
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EXPENSES
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Personal
and Family Expenses
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Category
|
Yearly Budget Amount
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|
Current
|
Retirement
|
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|
Alimony
|
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Bank
Charges
|
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Books/Magazine
|
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Business
Expense
|
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Care for
Parent/Other
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Cash -
Miscellaneous
|
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Cell
Phone
|
|
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Charitable
Donations
|
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Child
Activities
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|
Child
Allowance/Expense
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Child
Care
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Child
Support
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Child
Tutor
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Clothing
- Client
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Clothing
- Spouse
|
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|
Clothing
- Children
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Club
Dues
|
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|
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|
Credit
Card Debt Payment
|
|
|
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|
Dining
|
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|
Education
|
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|
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|
Entertainment
|
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|
|
Gifts
|
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|
Groceries
|
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|
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|
Healthcare
- Dental
|
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Healthcare
- Medical
|
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Healthcare
- Prescription
|
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|
Healthcare
- Vision
|
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Hobbies
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Household
Items
|
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Laundry/Dry
Cleaning
|
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Personal
Care
|
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|
Personal
Loan Payment
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Pet Care
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Public
Transportation
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Recreation
|
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Self
Improvement
|
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Student
Loan Payment
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Vacation/Travel
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Other
|
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Total
Personal and Family Expenses
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Home
Expenses: Primary Residence
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Category
|
Yearly Budget Amount
|
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|
Current
|
Retirement
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First
Mortgage
|
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Second
Mortgage
|
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Equity
Line
|
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Real
Estate Tax
|
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|
Rent
|
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|
Homeowner’s
Insurance
|
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|
Association
Fees
|
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Electricity
|
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Gas/Oil
|
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Trash
Pickup
|
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Water/Sewer
|
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Cable/Satellite
TV
|
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Internet
|
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Telephone
(land line)
|
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Lawn
Care
|
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Maintenance
- Major Repair
|
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Maintenance
- Regular
|
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Furniture
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Household
Help
|
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Other
|
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|
Total
Home Expenses Primary Residence
|
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Personal
Insurance Expenses
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Category
|
Yearly Budget Amount
|
|
|
Current
|
Retirement
|
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Disability
for Client
|
|
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Disability
for Spouse
|
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Life for
Client
|
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Life for
Spouse
|
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LTC for
Client
|
|
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|
LTC for
Spouse
|
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Medical
for Client
|
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|
Medical
for Spouse
|
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Umbrella
Liability
|
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Other
|
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Total
Personal Insurance Expenses
|
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Taxes
|
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Category
|
Yearly Budget Amount
|
|
|
Current
|
Retirement
|
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Client
FICA
|
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Client
Medicare
|
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Spouse
FICA
|
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Spouse
Medicare
|
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|
Federal
Income
|
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|
State
Income
|
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Local
Income
|
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Other
|
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Total
Taxes
|
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Vehicle
Expenses #1 (Auto, RV, Boat, etc.)
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Category
|
Yearly Budget Amount
|
|
|
Current
|
Retirement
|
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|
Loan
Payment
|
|
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|
|
Lease
Payment
|
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|
|
|
Insurance
|
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|
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|
Personal
Property Tax
|
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|
Fuel
|
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Repairs/Maintenance
|
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Parking/Tolls
|
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Docking/Storage
|
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Other
|
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|
Total
Vehicle Expenses
|
|
|
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| |
|
|
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|
Vehicle
Expenses #2 (Auto, RV, Boat, etc.)
|
|
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Category
|
Yearly Budget Amount
|
|
|
Current
|
Retirement
|
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|
Loan
Payment
|
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|
|
|
Lease
Payment
|
|
|
|
|
Insurance
|
|
|
|
|
Personal
Property Tax
|
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|
|
Fuel
|
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|
|
|
Repairs/Maintenance
|
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|
Parking/Tolls
|
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Docking/Storage
|
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Other
|
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Total
Vehicle Expenses
|
|
|
|
| |
|
|
|
| |
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|
Vehicle
Expenses #3 (Auto, RV, Boat, etc.)
|
|
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Category
|
Yearly Budget Amount
|
|
|
Current
|
Retirement
|
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|
Loan
Payment
|
|
|
|
|
Lease
Payment
|
|
|
|
|
Insurance
|
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|
Personal
Property Tax
|
|
|
|
|
Fuel
|
|
|
|
|
Repairs/Maintenance
|
|
|
|
|
Parking/Tolls
|
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|
|
|
Docking/Storage
|
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|
|
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Other
|
|
|
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|
Total
Vehicle Expenses
|
|
|
|
| |
|
|
|
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|
Vehicle
Expenses #4 (Auto, RV, Boat, etc.)
|
|
|
Category
|
Yearly Budget Amount
|
|
|
Current
|
Retirement
|
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|
Loan
Payment
|
|
|
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|
Lease
Payment
|
|
|
|
|
Insurance
|
|
|
|
|
Personal
Property Tax
|
|
|
|
|
Fuel
|
|
|
|
|
Repairs/Maintenance
|
|
|
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|
Parking/Tolls
|
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|
|
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Docking/Storage
|
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Other
|
|
|
|
|
Total
Vehicle Expenses
|
|
|
|
| |
|
| |
|
|
SUMMARY
|
|
| |
|
|
|
INCOME
|
|
|
|
|
Total
Income
|
|
|
|
| |
|
|
|
|
EXPENSES
|
|
|
|
Total
Personal and Family Expenses
|
|
|
|
|
Total
Home Expenses Primary Residence
|
|
|
|
|
Total
Personal Insurance Expenses
|
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|
|
|
Total
Taxes
|
|
|
|
|
Total
Vehicle Expenses #1
|
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Total
Vehicle Expenses #2
|
|
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Total
Vehicle Expenses #3
|
|
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Total
Vehicle Expenses #4
|
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|
Total
Expenses
|
|
|
|
| |
|
|
|
| |
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Total Income
|
|
|
|
|
Total Expenses
|
|
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|
|
Shortfall
|
|
|
|
|
Nest Egg Required @4%
Withdrawal Rate
|
|
|
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